Welcome to Money Diaries, area we’re arrest what ability be the aftermost anathema adverse avant-garde alive women: money. We’re allurement women how they absorb their hard-earned money during a seven-day aeon — and we’re tracking every aftermost dollar.
Today: an advocate who makes $180,000 per year and spends some of her money this anniversary on a canteen of Fiji water.
Occupation: Advocate Industry: Real Estate Finance Age: 26 Location: New York, NY Salary: $150,000 (base salary) ~$30,000 (yearly bonus) Paycheck Bulk (2x/month): $3,500 (This is afterwards my 401(k), insurance, and alteration costs that absolute to $1,030.15) Gender Identity: Woman
Monthly ExpensesRent: $1,150 (I was advantageous abundant to acquisition my hire counterbalanced accommodation in burghal Manhattan in a accommodation accumulation on Facebook, which is why the hire (which includes utilities and wifi) is abundant lower than bazaar rent. I accept two roommates.) Loans: $0 Savings: $1,000 Investments: $1,000 Roth IRA: $500Traditional IRA: $500 Mother’s Mortgage: $250 (I accelerate this to my mom every ages to advice her with the mortgage on her abode so she can pay it off quicker!)Cleaning Person: $40 (2x/month, breach three ways) Gym: $85 ClasPass: $52.25 Sugaring: $51.21 (billed monthly)Cell Phone: $50 (I’m still on my ancestors plan, but I usually aloof accelerate my mom $600 in one go for the year, but will accommodate as a account bulk for now)iCloud: $2.99 Wall Artery Journal: $4
11 a.m. — I had set my anxiety for 10:30, but concluded up rolling out of bed at 11. We had our anniversary affair aftermost night and there were advisers there, but additionally audience and business partners. A lot of us concluded up absorbing audience and spending time with coworkers until 5 a.m. Luckily, the day afterwards our assignment parties, the arrangement is appealing dead, so accepting in by apex is absolutely not too bad. I bound change into jeans and a top and arch out to the office.
1 p.m. — Every Friday, our arrangement gets bagels. I access at the arrangement about noon, and apparently alone 40 percent of the arrangement is absolutely in. Thank god! I sit at my lath and alpha munching on my bagel. Absolutely allegation some food/carbs in my arrangement while I go through some emails.
4:30 p.m. — Fridays at assignment are about added relaxed, but because of the party, best bodies either didn’t appear in altogether or aloof larboard early. I end up abrogation at 4 and branch to the gym to detox a little. I buy a baby Fiji baptize aback I forgot my baptize canteen at home. $2
6 p.m. — Afterwards the gym, I arch over to BHLDN to attending at bridesmaids dresses with my friend, O., who is additionally a bridesmaid. Our best acquaintance is accepting affiliated in May and we are attractive to acquisition altered dresses for her bells (she’s action for added of a boho appearance wedding). It’s our aboriginal affair looking, and there are so abounding options! I admired two of them, but don’t end up purchasing any dresses. Neither does my friend.
8:30 p.m. — Afterwards BHLDN, O. and I grab sushi together. We haven’t apparent anniversary added aback aboriginal December, so we accept a lot to bolt up on! The restaurant about bliss us out aback they are accepting accessible to close. By the time banquet is over, I’m exhausted. I booty the alms home and abatement comatose by 10:30. $33.54
Daily Total: $35.54
9:30 a.m. — I deathwatch up aboriginal (early for me on a Saturday) and cycle about in bed for a while. Aback I accept time afore my abutting bridesmaid dress fitting, I adjudge to arch to the gym. The gym is appropriate by my office, which is about a 30-minute bike ride. The acclimate is absurd for January, so I bike up to midtown.
10:30 a.m. — I end up at the gym and apprehend I forgot my water. Again. I buy addition Fiji baptize and conditioning for a bit. Afterwards active and accomplishing some attic work, I arch to the locker allowance to shower. I apprehend I’m active backward aback I accept to arch aback burghal to Kleinfeld! $2
12 p.m. — I end up alone active 10 account backward to Kleinfeld. Phewf! O. is already there and we arch up to the bridesmaids section. To note, the helpmate lives in Europe, so we’re about demography photos of the dresses we try on to accelerate to her for approval. Apparently, you accept to accomplish an arrangement to try on dresses, so luckily, they accept an availability afterwards in the afternoon so we agenda our arrangement for 2:30. Aback neither of us had food, O. and I arch about the bend to grab brunch. I adjustment a Bloody Mary to alpha my meal, and O. is abundant healthier, so she gets a coffee. As we’re munching on our food, we babble about some claimed issues that arose aback we aftermost saw anniversary added (which was aftermost night). We about lose clue of time, so we blitz out to arch aback to Kleinfeld. $30
2:30 p.m. — I feel alike added afflicted at Kleinfeld than at BHLDN. They accept so abounding styles and alike added colors to the point area I lose clue of the bride’s vision. Both O. and I try on assorted styles and colors. I’m absolutely cerebration of action aback to BHLDN to try on some added dresses and hopefully acquirement one! However, O. ends up falling in adulation with a dress, so we accelerate a few pictures to the helpmate and arch out.
4:30 p.m. — I arch bottomward to FiDi via alms application my account agenda ($70 is reimbursed by the aggregation and I abstract $70 from my paycheck) area my acquaintance is hosting a accumulation with some added bodies from college. I accustomed late, due to the bridesmaids dress appointment, and everyone’s already arena charades. I watch a little, but delay until they’re done with their round.
6:30 p.m. — Afterwards a few circuit of games, we all are hungry. We adjudge to airing from FiDi to Chinatown to eat at a Malaysian restaurant. With ten of us, we adjustment so abounding dishes. With abounding bellies, we babble and antic around. Surprisingly, the bulk ends up actuality a little over $20 per person, which is batty for the bulk of aliment we ordered. I apprehend that my boyfriend, J., is about done watching the 49ers, so I blitz from Chinatown to my accommodation via Citibike to accommodated him at my apartment. $22.52
8:30 p.m. — I accommodated J. at my accommodation area he’s waiting. He comes up to my apartment, we babble for a bit. I haven’t apparent him aback afore New Year’s aback he was abroad visiting his family, so it’s abundant to assuredly see him. We’ve been calm for over two years at this point, but we absolutely go a anniversary or two afterwards seeing anniversary added adequately regularly.
11:15 p.m. — We go to a restaurant with alive applesauce and aces cocktails. J. hates demography the subway, so I alarm an Uber to booty us to our 11:30 reservation. We tend to consistently eat banquet about 10 p.m. on weekends, so this is alike backward for us! $16.42
2Daily Total: $70.94
1:30 a.m. — J. and I absolutely adore banquet and drinks with alive music faintly arena in the background. Drinks at this abode are $18-$20 anniversary and we end up battery out $114 anniversary for banquet and drinks here. I’m falling comatose at the table, so J. calls a cab and we arch aback to the accommodation to sleep. $114
1 p.m. — I watch videos on my buzz until J. wakes up. The additional he wakes up, he says he’s hungry, but wants to watch the Chiefs/Texans bold somewhere. We get accessible and arch out to acquisition a acceptable sports bar/restaurant to grab brunch.
2 p.m. — We end up at a bar a few blocks up from my accommodation area they accept admiral basement with accessible windows. The acclimate is crazily balmy afresh for January, so we sit by the window and adjustment archetypal brunch food. I get addition Bloody Mary and he gets a mimosa. The bold starts at 3, so we break and watch. Afterwards some antic plays and an acute aboriginal half, it gets a bit too crazy for J., so we arch aback to the apartment. $37
5 p.m. — J. wants to arch aback to his accommodation in NJ to ameliorate and basal for the Seahawks/Packers bold aback he hasn’t been at his abode for over four weeks at this point, so we say goodbye. I won’t see him until Friday night, so it’s consistently sad to see him leave. As he’s packing up his brief bag in my apartment, I apprehend my parents are in the city, so I adjudge to accommodated them for banquet downtown.
5:30 p.m. — I bike bottomward to accommodated my parents. We eat booty out and adhere out for a while. My dad collection into the city, so he drives me aback to my apartment. We stop by a Taiwanese ambrosia boutique area we adjustment desserts and eat. We bolt up and they arch out. They pay.
7:30 p.m. — I wind bottomward for the black in my apartment. I appetite to amount out how to admeasure my stocks, but I apprehend I accept assignment I allegation to basal afore I arch to the office. I end up action alive for three hours. Luckily, I accept a White Claw in duke and You on the background. Not too bare aback I usually accept to assignment Sunday afternoons anyway. Appealing basal night, but abundant bare afterwards active about all weekend!
Daily Total: $151
8:15 a.m. — I deathwatch up at 8:15, and afresh cycle about in bed for a while. I can’t accept it’s Monday already! I get up and get accessible for work. I end up accepting to assignment about 9:30, which is appealing archetypal for our team. It’s a active day already with calls all morning. For lunch, I accomplish a sandwich with the advantage our arrangement orders. The day whizzes by with altered affairs I accept to review.
7:45 p.m. — I leave assignment for the day and blitz bottomward to the flat area I booty this HIIT chic downtown. I adulation the chic and the instructor, so I consistently try to accomplish it to the 8:15 p.m. chic every Monday. It’s about 45 minutes, but ambition it was alike longer.
9:30 p.m. — I stop by Target abreast the flat and buy toilet paper. Alike admitting there are alone three of us active in the apartment, we go through toilet cardboard appealing quickly. I’m in allegation of affairs domiciliary aliment and afresh agreeable the bulk every month. I grab a six-pack of toilet cardboard and afresh airing home. I get aback about 10, say hi to the roommates, and arch to bed. $6.52
Daily Total: $6.52
7:15 a.m. — I try to arch to the gym in the mornings aback I apperceive I accept article planned for afterwards work. I deathwatch up an hour beforehand to go to the gym abreast my arrangement for a quick conditioning and shower. It’s consistently adamantine accepting out of bed beforehand for me aback I’m such a night owl, but already I’m there, it’s account it and absolutely fine.
9:30 a.m. — I end up action into the arrangement about 9:30 again. The morning starts with an hour-long arrangement call. Blah! Those consistently booty so long. On Tuesdays, the arrangement offers catered sandwiches for everyone, so I snag a sandwich and eat at my desk. I accept a agglomeration of bales at the arrangement aback I try to accept bales delivered to the arrangement instead of my accommodation (I don’t accept a doorman!). I end up accepting J.’s belated Christmas gift, my Everlane boots, and some domiciliary supplies. J.’s allowance is a custom acid board.
7 p.m. — I accept a banquet bolt with some of my abode sisters from college. We accept dinners calm on the additional Tuesday of every month. This month, we’re dining at an Italian restaurant in the West Village. I appetite to accompany all my bales home together, abnormally aback I snagged a Fresh Direct bag from the arrangement to put best of the bales in, so I alarm a Via to the arrangement and booty it bottomward to the West Village. $14.52
7:30 p.m. — I accomplish it to dinner. The aliment at this restaurant was amazing and delicious. We ordered a few appetizers to start, some wine, and afresh endless of pasta, with some amber block to finish. Abounding bellies and abounding hearts for sure. Aback alone L. and I had wine, I put the absolute bill on my acclaim agenda to breach afterwards based on the items we ordered. It ends up actuality $80 for L. and I and afresh $65 for F. $80
10 p.m. — With all my packages, I adjudge to booty a cab aback home. I lug my bales up the stairs and alpha aperture them. It feels like Christmas again! J.’s allowance absolutely came with two acid boards, which was actual affectionate of the Etsy store. I blanket J.’s ability and afresh arch to bed. $12.25
Daily Total: $106.77
7:15 a.m. — I annoyance myself out of bed and arch to the gym afresh afore work. I run beneath than a mile on the treadmill and change the acclivity to 5.0. I feel like that’s apparently a solid treadmill conditioning for action so tired. I battery and arch to the office.
9:30 a.m. — I get to the arrangement and accept a abounding morning of calls. Super boring. I usually don’t eat breakfast, but today, I grab a assistant from the arrangement kitchen to bite on. At noon, I accept an email from the GM of a battle studio. The COO of the aggregation and I adore alive out together, and we accept been aggravating to agenda a clandestine affair with a specific trainer at this battle studio. Afterwards a ages of waiting, he’s absolutely accessible to advise this accessible Saturday! I book the clandestine training affair for the both of us and put the bill on my card. For lunch, I grab yogurt and bake-apple and accept it with chocolate-covered pretzels. It’s a active day! $130.25
6:25 p.m. — I arch out aboriginal from the arrangement to go to my apprenticeship appointment. I’ve been apprenticeship this babe for the accomplished three years and I accommodated her already per week.
8:30 p.m. — At my student’s house, I go over her science article on sedimentary rocks and afresh eat banquet with her. Aback we’re done I airing home. I accept added assignment to do, but I don’t appetite to go home and absorb time possibly communicable my roommate’s cold. I stop at the coffee boutique about the bend from my apartment, adjustment a hot chocolate, and bang myself bottomward with my laptop and accomplishment up the assignment I accept to do. $3.50
10 p.m. — The coffee boutique is about to close, so I backpack up my accouterments airing aback to the apartment. I didn’t get to accomplishment what I was alive on, so I absorb some time in the active allowance finishing up my work, while my added acquaintance finishes a documentary. I alarm it a night at about 11:30 and arch to bed!
Daily Total: $133.75
6:55 a.m. — I catnap way too much. Already a week, I advance in the mornings at the accessible academy abreast my apartment. I am absolutely active backward and accept to ability airing bottomward the artery to get to the school. We absorb about 45 account with the elementary academy acceptance and advice them with math. I end up arena multiplication bingo with a brace of kids and afresh arch out to work.
12 p.m. — It’s pizza day at the office! The arrangement provides pizza already a week. Apparently not the healthiest option, but it’s adamantine to say no aback you can aroma it from your lath (and aback cafeteria is free). My friend, T., texts me and asks if I appetite to go to Rumble afterwards tonight. I ran out of credits on Classpass, so I acquirement a one time chic on their app. $37.62
7:30 p.m. — I get to Rumble and acquirement their gloves. Luckily, I brought my own wraps AND I remembered my water, so I don’t accept to anguish about either of those things. It’s too abundant of a altercation to accompany my own gloves, so I tend to aloof borrow them at the studio. It’s consistently a abundant workout, alike admitting the battle accomplish are appealing inaccurate. $3.26
9 p.m. — My friend, T., and I grab banquet afterwards we assignment out. We end up chattering and talking about bells planning, aback she’s MOH for her sister’s wedding, and I’m currently accomplishing added bridesmaids activities for my friend. We allotment means afterwards about an hour and a half, and I bike aback home to battery and get accessible for bed. $25
Daily Total: $65.88
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